Golden State Insurance Experts
“Pandemic”… When we hear that word, our minds reference historic outbreaks such as smallpox, the bubonic plague, and various strains of influenza. Epidemics have shaped history and impacted companies, even in modern times. The current Coronavirus – also known as COVID-19 – has society shutting down businesses, shelter-in-place orders, it has us talking about washing …
Continue reading “Business Insurance and the Coronavirus – (COVID-19)”
Marijuana has become a weed in the employer’s garden that just won’t go away. Join us as we explore the legal, technical, and medical aspects of a marijuana drug testing program. You’ll learn: • Where marijuana is decriminalized, legalized for recreational use, and authorized for medical purposes. • How the technical aspects of marijuana drug …
Mold has the potential for being an expensive and time-consuming discovery. It causes health problems and puts property owners at risk of losing tenants. The property could be considered uninhabitable and tenants have the option to break their lease, or worse, sue. What causes mold? Moisture causes mold. Oftentimes, mold can stem from a leaky …
Continue reading “Mold & Apartment Owners: Are you covered?”
Will your insurance cover the earthquake and flood damage that is predicted to happen? On July 4, 2019, a 6.4 magnitude earthquake hit just north of Los Angeles, California. The next day, a 7.1 magnitude earthquake hit the area. Now, scientists are predicting a massive California storm that could cause a building toppling earthquake …
Continue reading “California Storm Threatens $725 Billion Worth of Damage”
In my ten years as a landlord, I never expected the dreaded pink letter indicating I was being sued by a tenant. Yet, there it was – right in my mailbox – a letter from my former tenants indicating they were suing us for withholding their security deposit. There are strict tenant rights laws around …
Continue reading “Top 5 lawsuits landlords face and how to prevent them”
Wage and hour (W&H) exposure is an often misunderstood and frequently underinsured risk. Naturally, a business seeking protection from the catastrophic exposure of Wage and Hour (W&H) violations may look into purchasing Employment Practices Liability (EPLI) insurance. However, to their dismay, Wage and Hour (W&H) violations are largely excluded in Employment Practices Liability Policies. Multi-Plaintiff …
Continue reading “Wage and Hour Coverage Overview for Employers”
2019 Regulatory Compliance eGuide To help you ring in the new year compliant, we’ve compiled the new federal and state laws that could impact your business with the goal of making things easier on you. In this 2019 Regulatory Compliance eGuide, you’ll find updates on human resources, environmental health and safety, and sales/finance and insurance …
Here are some tips on how to reduce your wildfire risks. Create a defensible space: How to protect your home from fire
GS Insurance Solutions of Santa Clara, California received the 2018 InsurTech Award, a prestigious recognition of an insurance agency that has best adopted and utilized technology to grow and improve its sales, marketing, and customer service in 2018. ePayPolicy – an industry-leading payment processor based in Austin, Texas, and an IIABCal associate member, unveiled the …
Continue reading “Golden State Insurance Solutions Receives InsurTech Award”
How to file a homeowners claim In the event of a disaster, understand the procedures and your claim responsibilities A violent storm damages your house. A grilling accident leaves your guest injured. A burglar breaks in. When an unfortunate event strikes close to home, you might need to file a claim with your insurance company. …
