terms and conditions

Terms and Conditions (“Terms”)

Last updated: June 15, 2016

Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the www.gsisol.com website (the “Service”) operated by Golden State Insurance Solutions, Inc. DBA: GS Insurance Solutions, Inc. (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

PRIVACY POLICY TOGETHER WITH THESE TERMS OF USE, PLEASE ALSO REVIEW OUR PRIVACY NOTICE, WHICH ALSO GOVERNS YOUR VISIT TO THE WEBSITE.

THE WEBSITE AND ALL WEBSITE CONTENT IS MADE AVAILABLE TO YOU ON AN “AS IS” BASIS. OWNER MAKES NO WARRANTIES, REPRESENTATIONS, OR CONDITIONS OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED AS TO (1) THE OPERATION AND FUNCTIONALITY OF THE SITE, (2) THE ACCURACY, INTEGRITY, COMPLETENESS, QUALITY, LEGALITY, USEFULNESS, SAFETY, AND IP RIGHTS OF ANY OF THE SITE CONTENT, INCLUDING BUT NOT LIMITED TO THE ACCURACY OF INFORMATION LISTED ON THE SITE, AND (3) THE PRODUCTS AND SERVICES ASSOCIATED WITH AND/OR SOLD ON THE WEBSITE, AND. OWNER FURTHER DISCLAIMS ALL WARRANTIES, EXPRESS, STATUTORY, OR IMPLIED WITH RESPECT THERETO, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, MERCHANTABLE QUALITY, DURABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. 3 IN NO CASE SHALL OWNER, ITS DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS, CONTRACTORS, OR LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM OR RELATED TO YOUR USE OF THE WEBSITE OR OF ANY OF THE SERVICES OR PRODUCTS SOLD THEREON, INCLUDING, BUT NOT LIMITED TO, ANY ERRORS OR OMISSIONS IN ANY CONTENT, OR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY PRODUCT OR SERVICE CONTENT (OR PRODUCT) POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, OWNER’S LIABILITY SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

You agree to indemnify Owner and its agents and representatives from and against any and all liabilities, expenses (including attorneys’ fees) and damages from any claim or demand made by any third-party due to or arising out of (i) your access or use of the Website or of the products and services sold thereon, (ii) your violation of the Terms of Use, or (iii) the infringement by you, or any third-party using your account, of any intellectual property or other right of any person or entity. Use of Website You affirm that you are either more than 18 years of age, an emancipated minor, or possess legal parental or guardian consent, and are able and competent to enter into the terms and conditions set forth in this Agreement. You must be at least thirteen (13) years of age to use this Website. If you are under 13 years of age, then please do not use this Website.

ELECTRONIC COMMUNICATIONS

When you visit the Website, or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on the Website. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content included on the Website, including without limitation, text, graphics, logos, button icons, audio clips, digital downloads, data compilations, and software, is the intellectual property of GSI, or its content suppliers and licensors, and is protected by United States and/or international copyright laws. The compilation of content on the Website is the exclusive property of GSI and is protected by United States and international copyright laws. All software used on this site is the property of GSI and its affiliates, or its software suppliers and licensors, and is protected by United States and international copyright laws.

TRADEMARKS

GS Insurance Solutions or Golden State Insurance Solutions, GSI and other marks, graphics, logos, page headers, button icons, and service or trade names featured on our site are trademarks of GSI, or the site’s content providers and licensors. These trademarks may not be used in connection with any third party product or service in any manner that is likely to cause confusion among clients or customers, or in any manner that disparages or discredits GSI and its subsidiaries and affiliates. All trademarks not owned by GSI that appear on this site are the property of their respective owners.

LICENSE AND SITE ACCESS

GSI grants you a limited license to access and make personal use of the Website, and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of GSI. This license does not include any resale or commercial use of this site or its contents; any collection and use of any product or services listings, descriptions, or prices; any derivative use of this site or its contents; any downloading or copying of information for the benefit of another merchant; or any use of data mining, robots, or similar data gathering and extraction tools. The Website, or any portion of this site, may not be reproduced, duplicated, copied, sold, or otherwise exploited for any commercial purpose without the express written consent of GSI. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of GSI, without express written consent from GSI. You may not use any metatags or any other “hidden text” utilizing GSI trademarks, the name of any of its affiliated entities without the express written consent of GSI. Any unauthorized use terminates this limited license granted by GSI. You may not use any of GSI’s logos or other proprietary graphics or trademarks as part of the link without express written permission. Any rights not expressly granted in these Terms of Use are reserved.

Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

GSI does not warrant that the content of the Website is accurate, complete, reliable, current, or error-free.

Links to Other Web Sites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Golden State Insurance Solutions, Inc. DBA: GS Insurance Solutions, Inc.

Golden State Insurance Solutions, Inc. DBA: GS Insurance Solutions, Inc. has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Golden State Insurance Solutions, Inc. DBA: GS Insurance Solutions, Inc. shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party web sites or services that you visit.

Termination

We may terminate or suspend access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Governing Law

These Terms shall be governed and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Service, and supersede and replace any prior agreements we might have between us regarding the Service.

Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

Any dispute relating in any way to your visit to the Website shall be submitted to confidential arbitration in Santa Clara, California, except that, to the extent you have in any manner violated or threatened to violate the intellectual property rights of GSI, GSI may seek injunctive or other appropriate relief in any state or federal court in the state of California, and you consent to exclusive jurisdiction and venue in such courts. Arbitration under this agreement shall be conducted under the rules then prevailing of the American Arbitration Association. The arbitrator’s award shall be binding and may be entered as a judgment in any court of competent jurisdiction. To the fullest extent permitted by applicable law, no arbitration under this Agreement shall be joined to an arbitration involving any other party subject to this Agreement, whether through class arbitration proceedings or otherwise.

Contact Us

If you have any questions about these Terms, please contact us.

By email:  info@gsisol.com

By mail:  2075 De La Cruz Blvd., Ste 200, Santa Clara, CA  95050

Phone:  650-282-3104